High Risk Motor Insurance

Every new UK driving licence has a 12 point limit when issued by the DVLA. If you get all 12 points taken off, you get a Totting Up ban which normally lasts 12 months or longer depending on the offence.

After coming off the totting up ban, car insurance can be quite expensive. You will find that many companies will not even offer a quote beacuse you are known as a high risk driver. To get a competetive high risk motor insurance quote, you need a specialist broker who can search the market on your behalf.

Here at quality quote we have access to some of UK's well known specialist brokers who can offer cheap motor insurance for high risk drivers. Click the get a quote button now and see if we can help you save money this year.

We offer online motoring advice to all our readers. This page explains what your convictions mean. If your conviction code is not listed here, please click the link below which should help you identify your conviction meaning.

A Totting Up ban can lead from various types of convictions. In most cases, you would get totting up from driving without insurance and/or licence, speeding etc.

TOTTING UP CONVICTION CODES (TT & XX)

TT99 - To signify disqualification under "totting-up" procedure
XX99 - To signify a disqualification under "totting-up" procedure

Click here for a Full List of Motoring Convictions