Tpft Insurance

TPFT Insurance (Third Party Fire & Theft) Motor Insurance is ideal if your car is worth £1500 or less. This level of insurance covers you for theft against your vehicle and protects third parties on the road and their property.

All TPFT insurance policies cover you for the same thing, regardless whether it's car, van or motorcycle. A lot of new and young drivers tend to take TPFT insurance as their first policy because they purchase lower value cars. This is a good thing because this will help you build your no claims bonus cheaper compared against insuring a high value vehicle.

If your vehicle is worh over £4000, you should really be going for full comprehensive insurance. In fact with some insurers you might have to go with fully comp insurance. Always declare the right value for the vehicle. You will not be paid mnore than the market value in an event of a claim, so why pay more on your insurance premium. For more insformation on vehicle value and how it can affect or void your insurance policy please click here.

Some new drivers are under the impression that they are not allowed to build their No Claims Bonus with Third party insurance. This is not true! You can build your NCB on every level of cover, including Third Party Only.

Click here for more information on Third Party Fire And Theft Car Insurance Advice

Other levels of insurance covers available:

Third Party Only Car Insurance

Comprehensive Car Insurance