Young Drivers Car Insurance Is More Expensive..

For as long as there’s been car insurance, young drivers have usually taken a hit on their car insurance premium because they can’t prove they’re a careful driver. Young male drivers are usually the people who have the largest premiums because they are statistically the most likely drivers to have a major accident writing off their own vehicle and causing third party damage in the process.

Here are some ways for young drivers to get cheaper car insurance:

1) Shop around. There are a number of companies who specialise in first time driver car insurance; their premiums tend to be more competitive than the main stream companies. Make sure you get at least 3 quotes to be sure you’re not getting ripped off.
2) Get a Pass+. Some companies are offering young drivers, one years no claims bonus for a Pass+ certificate. The test consists of a number of driving conditions not covered in the standard driving test such as driving at night, motorway driving and winter driving.
3) Don’t go overboard with your car. Lots of modifications such as alloys, exhausts, tints, bodykits etc will add a significant amount onto your car insurance premium. However there are number of companies who will not load your car insurance unless the modification is engine/performance related. Please be aware that you MUST declare all your modifications or your car insurance could become void.

It doesn’t look like it’s going to get any easier for young drivers to find car insurance at a good price, but there are companies out there who can make it easier to get your first car on the road.